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3 Years of helping others Learn How to Make Money from Wherever, Wheneve  Michael S. DeVries
 May 16, 2006 15:20 PDT 

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The Virtual Consulting Discussion List [VCDL]
http://www.TheVCF.com/vcdl.phtml

Tuesday, May 16, 2006      Digest #28
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List Moderator: Michael S.DeVries DeVr-@cris.com
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TABLE OF CONTENTS ...
---> [NEW] <---

#1 The VCDL is celebrating its Third Birthday! :)
     - Michael S. DeVries

#2 6 Ways To Fund Your New Business
     - Tim Knox

#3 Article Marketing, A Common Form Of Internet Promotion
     - Boyd Troublerr

#4 Telecommuting Idea: Online Tutor
     - Nell Taliercio

#5 Building Your Own Computer
     - D. David Dugan

#6 How To Work At Home With Young Children
     - Stephanie Foster

#7 VoIP: A Wise Investment For Small Business
     -Michael Brito

---> [CONTINUED] <---
---> [RESOURCES] <---
---> [NEWS] <---
---> [INTRO] <---
---> [HELP WANTED] <---
---> [ADMIN] <---

************* [NEW] ***************
#1 The VCDL is celebrating its Third Birthday! :)
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Date: Sun, 14 May 2006
From: "Michael S. DeVries" < DeVries @cris.com>
Reply To: Virtual-C-@topica.com

The Virtual Consulting Discussion List is celebrating its Third
Birthday! :)

Can you believe that we have been helping you all and others Learn How
to Make Money from Wherever, Whenever, and However You want, for over
three (3) years already?! ƒº, ¡K

and although it is customary for the one having the Birthday to receive
the gifts ¡K

We have again decided instead to show our appreciation for all of our
loyal VCDL Members by giving You all even More FR^EE Gifts! :),
Iff that¡¦s alright with you all? ;)

You all should have received a previous message providing you with the
URL to the web page where you may claim any or all of these, now even
more, FR^EE Gifts, as our Thank You to you for being a loyal Member of
The Virtual Consulting Discussion List.

Please help us further Celebrate the third year of The Virtual
Consulting Discussion List, continue to grow our VCDL Membership and
continuously improve The Virtual Consulting Discussion List for all of
our mutual benefit, by referring your fellow Virtual Consultants,
colleagues and anyone else, who may be interested in learning how to
work from wherever, whenever and however, to join us in The Virtual
Consulting Discussion List at:

http://www.thevcf.com/vcdl.phtml

If your friends join us in The Virtual Consulting Discussion List now,
then they will also be able to receive all of these FR^EE ¡§VCDL
Birthday¡¨ and our future FR^EE Gifts and Special Offers to VCDL Members
as well! :)

And keep an eye on your email box for more FR^EE Gifts to you as our
further tokens of appreciation to you as a loyal VCDL Member!

Together we may continue to grow and improve The Virtual Consulting
Discussion List for all of our benefit and have even more to Celebrate
on The VCDL¡¦s next Birthday! ;)

Thank you all again for all of your support, participation and help in
making the past three (3) years of The Virtual Consulting Discussion
List Enjoyable and Beneficial for all of us! :)

And ¡K

We look forward to working with you to help you all and others Learn How
to Make Money from Wherever, Whenever, and However You want for many
more years to come! :)

Your Virtual Moderator,

- Michael S. DeVries

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#2 6 Ways To Fund Your New Business
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Date: Tue, 16 May 2006 21:36:28 +0800
From: "Tim Knox" <submis-@isnare.net>
Reply To: Virtual-C-@topica.com

I¡¦m often asked: what is the best way to finance a new business
venture. This question is usually followed by "So, do you ever
invest in new business ventures?"

The answers, respectively, are: 1. there is no "best" way to
fund a new business; and 2. I do invest in new business
ventures, but darn it I can¡¦t today because I left my checkbook
in my other suit.

The truth is there are a variety of ways to finance a new
business and which way is best for you depends totally on your
product, your market, your financial requirements, your burn
rate, and most importantly, your personal and financial
situation.

So with that in mind, here are a few of the most common ways to
finance a new business without hitting old Tim up for a loan.
Keep in mind that all methods have pros and cons and some (or
most) may not work for your specific situation. No matter what
financing method you choose thoroughly investigate the ups and
downs and don¡¦t jump in with both feet until you¡¦re sure you¡¦ll
land on solid ground.

Savings and Investments

The first source you should consider tapping is your own
savings and investments. I¡¦m a huge fan of self-financing when
it comes to business because it doesn¡¦t make you responsible to
others should the business fail. The bad thing is that it if
things do go under, it will be your money that goes down with
the ship. If you¡¦re not willing to risk your own capital you
certainly shouldn¡¦t be willing to risk anyone else¡¦s.

Friends and Family

After tapping their own savings and investments, many
entrepreneurs turn to friends and family for help. This works
well for some, but here¡¦s the creed I live by: NEVER borrow
money from anyone you have to eat Thanksgiving dinner with.
Nothing causes tension in a family like lending money that is
never paid back. And notice I say "lending money" rather than
investing money. Venture capitalists invest money. Your
relatives lend you money. They will expect it back someday even
if they say they won¡¦t. Remember, when a loved one invests in
your business they are emotionally investing in you. It would
be tough to tell mom and dad that their favorite son lost their
life savings because his business went down the drain.

Credit Cards

I financed my first business on credit cards, which was an
incredibly stupid thing to do given the fact that my business
could have failed and left me with thousands of dollars in
credit card debt that would have taken until the year 2099 to
pay off. It worked out in the end for me, but if you decide to
finance your business on plastic keep in mind that you will be
paying extremely high interest rates on the money you¡¦ve
borrowed and unless you hit it big you will be paying for that
money for many years to come.

Mortgage The Farm

Bank loans are next to impossible to get if you don¡¦t have
collateral and a track record of business success, which is why
many entrepreneurs use the equity in their homes to finance
their business after being turned down for a bank loan. While
this makes more sense than building a business on a deck of
credit cards, the financial risks are no less abundant. You
must pay this money back whether your business succeeds or not,
but it is a good source of low interest money to get you started
and the interest may be tax deductible (check with your
accountant to make sure).

Angel Investors

An angel investor is typically a wealthy individual who invests
in start up ventures for a share of the ownership. Angel
investors are usually the first formal investors in a business
and provide the seed money to get the business up and running.
Some angel investors will write you a check and leave you alone
to run your business while others consider their investment a
license to "help you" manage and make decisions. If you do
accept angel money make sure the terms are clearly defined on
both sides. Angel money always comes with strings. Make sure
you know whether those strings come in the form of a bow or a
noose before you accept an angel¡¦s check.

Venture Capitalists

Venture capitalists are to angel investors as pit bulls are to
Chihuahuas. That¡¦s not to say all VC are big, bad dogs, but
they do have powerful jaws that can chew up your business and
spit it out if things don¡¦t go their way. VC money doesn¡¦t come
with strings, it comes with chains and locks and lots of legal
documents. VC always have the upper hand in any deal they
invest in. That¡¦s just how it works and that¡¦s the price you
pay to get access to VC money.

If your business gets to the level that VC money becomes a
viable option, don¡¦t jump at the first bone a VC dangles before
your eyes. If one VC likes your idea, others will, too. Present
to multiple VC and carefully consider each offer before you
accept the check.

Just remember, no matter how you finance your business, use the
money wisely. Don¡¦t buy $1,500 plasma monitors and $1,000
Hermann Miller chairs.

Have a very clear plan of how the money will be used and how it
will be paid back.

And remember this, the more you can shoestring the business,
but more of the business you will own in the end.


About The Author: Tim Knox is a nationally-known small business
expert who writes and speaks frequently on the topic. For more
information or to contact Tim please visit one of his sites
below. http://www.dropshipwholesale.net
http://www.smallbusinessqa.com http://www.timknox.com

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#3 Article Marketing, A Common Form Of Internet Promotion
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Date: Tue, 16 May 2006 11:14:51 +0800
From: "Boyd Troublerr" <submis-@isnare.net>
Reply To: Virtual-C-@topica.com

Article marketing is perhaps the most common way that an internet
marketer promotes his or her web page to a search engine or engines in
order to achieve the highest ranking possible for given keyword
searches. In fact that is what is being done right now as I sit here and
write this article. This will then be turned into a home page that will
go onto the internet and be structured in such a way and contain the
right kind of information to sell some sort of product that is based in
some way on internet marketing.

If I am sounding general, it is because I am being very general for
several reasons. Not the least of which is that if I told you I would
very likely have just told my competition how to beat me or at least how
to make it harder for me to make the money that I do on the internet.
Another big reason for the generalities is that in part I have no idea
what I am talking about in terms of how article marketing works to make
the rankings for a particular page go up.

You see, internet promotion (often in the form of article marketing), is
in many ways very mysterious. That is because it is very valuable to the
search engines which are literally the powerhouse of internet traffic
that we don¡¦t know how to get high rankings on their pages for specific
keywords without paying for that distinction. You see for a fee which is
a limiting factor for many of us internet marketers you can place ads
that will show on the very first page of the search page after you have
typed in a search term or phrase and the engine has crawled the web and
come up with results. It is not rocket science to understand that the
links on the first page are going to get a significantly higher click
through rates than those that are say on the tenths page of results.

I don¡¦t have to tell you either that the more people that see and are
made to think about your product and how it can solve their problems in
particular, the more sales you are going to make and the more money you
are going to make. It really is the name of the game this thing called
internet promotion. And once again internet promotion is in this case
carried out by a process called article marketing.


About The Author: The experience gained by 14 fast and wildly successful
years in internet marketing has given Boyd Troublerr the right to be
heard. To learn more about article marketing go to
http://www.articlemarketinghelp.info

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#4 Telecommuting Idea: Online Tutor
-----------------------------------------------------------
Date: Mon, 15 May 2006 22:57:11 +0800
From: "Nell Taliercio" <submis-@isnare.net>
Reply To: Virtual-C-@topica.com

There are a lot of kids from 1st grade to college that could
use some help with their schoolwork. Parents are often not able
to give them the help and attention they need to get them back
on track on a particular subject. A tutor is the perfect
solution.

While there are many people who will tutor locally, in the
student¡¦s home, or their own house, the idea of an online tutor
is still fairly new. If you have been tutoring kids in your
neighborhood, taking your tutoring job online to attract more
clients may be a great idea.

If you haven¡¦t worked as a tutor, but this sounds like an
interesting idea, take a look at your skills. Are there
particular subjects in school that you excelled at?

You will need a website to promote your service, as well as a
way to communicate with your young clients and their parents.
Let¡¦s take a look at a couple of different ways you could tutor
your students online.

Email
Your students can simply email you questions they have. You
answer the email and send them exercises and practice tests
this way. Even if you are not using email as your main means of
communication, keep it in mind when you want to get something to
your students while they are not online, or to send them
exercises and other files.

Chat Program
Using a chat program will give you more one-on-one interaction
with your student. You are able to respond to their questions
immediately and will also get feedback from your students. You
can check right away if your student understands the problem
you are explaining. The students can also ask follow up
questions immediately.

Instant Messenger
Instant Messenger works very similar to a regular chat program.
There are quite a few instant messengers available for free
download. You get the benefit of the chat software without
having to install it. Most kids will already be familiar with
using Instant Messenger, making it easy to get started.

Message Board
The message board is another great tool to stay in contact with
your students. Just like email students will be able to ask you
questions any time of the day and you can respond during your
regular working hours. If you have a group of students on a
similar subject, they may benefit from being able to read and
discuss their questions among themselves in addition to getting
help from you.

Video Conferencing
Video Conferencing is as close as you can get to being in the
same room with your students. You will be able to see your
students, observe how they are doing and are also able to read
their body language, which can help you determine if your
student understands what you are talking about or not. Video
Conferencing services have become very affordable over the past
year, making this a viable option for you as an online tutor.

You could even offer a subscription-based service that would
give students and their parents access to a database of
tutorials, articles, FAQ¡¦s and other resources compiled by you
to help the kids with their school work. If becoming an online
tutor sounds like something you are interested in doing, give
it a try. Get the word out and start accepting a few students.


About The Author: Nell Taliercio is the owner and founder of
http://www.TelecommutingMoms.com ¡V which is a leading resource
website with work at home jobs and everything a telecommuting
mom would need. Come visit us today!

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#5 Building Your Own Computer
-----------------------------------------------------------
Date: Mon, 15 May 2006 21:41:35 +0800
From: "D. David Dugan" <submis-@isnare.net>
Reply To: Virtual-C-@topica.com

The world of computers is constantly changing. It is one of the
only industries that is different from month to month. If you¡¦re
in the market for a new PC, there are continually new options
available. To get the best bang for your buck in computer
technology, you may want to consider building your own PC.

Those with a little know how in the computer industry can save
themselves tons of money by building their own computers.
Companies such as Tiger Direct and mwave.com offer components
that can create a top of the line system for a fraction of the
cost. These stores offer all of the necessary components that
reside in the ¡§case¡¨ or main unit of the computer.

These include the motherboard, processor, cooling fans, hard
drive, memory, keyboard, mouse, video and sound cards. There
are motherboards available with integrated video and sound but
not all do.

When you are buying a motherboard, make sure to check whether
you will need to buy a separate video and sound card. Also make
sure that the motherboard you are buying has extra slots so you
can expand your system.

Another key to remember when building your own computer is to
make sure all of your components will work together.
Manufacturers make specific models to work together, so you may
want to buy your parts from just one brand.

If you are going to use your computer to surf the Internet and
play computer games you are going to need extra pieces. At
minimum you will need an Ethernet card, CD/DVD drives and a
graphics card. You can also benefit from gaming ports for
joysticks or other game controllers.

The hardest part about building your own PC is installing the
motherboard and the Operating System. This is the first step
toward creating the unit. You must physically put the
components into the case using screws. Begin with the
motherboard and then connect your processor. Add the memory
into the memory slots and install any necessary drives.

Once you¡¦ve installed the drives, you can put in the install
CDs for your operating system. Most PCs will guide you through
the set up process to install the operating system. After
making sure the operating system is up and running, put in your
other devices one at a time.

Although it may be quicker to install all of your additional
hardware at once, you want to test each piece as you go to make
sure that piece is in good working order.

Even though building your own PC can give you a better computer
for less money, the process is not for everyone. As a
compromise, computer companies like Dell and Gateway allow
their customers to custom build PCs on their website.

A customer can choose from different options regarding speed,
memory and special portals. The additional benefit of buying
from a company is that the PC is normally under a guarantee.
You can also take advantage of technical support. This may be
the best option for someone who has extra money to spend to get
the custom components that they want.


About The Author: D. David Dugan personally helps to maintain a
computer shopping site at http://www.greatpcdeals.com as well as
a Spyware Information site at http://spyware.dugancom.com.

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#6 How To Work At Home With Young Children
-----------------------------------------------------------
Date: Mon, 15 May 2006 20:25:05 +0800
From: "Stephanie Foster" <submis-@isnare.net>
Reply To: Virtual-C-@topica.com

I¡¦ve written a few simple rules to help you deal with the
reality of working at home with young children. Your day may
not go exactly like this, but at times it will probably come
pretty close.

1. Start your day by telling the kids you are going to be
working. Make sure you have enough time for last-minute
demands, such as the urgent need to play ¡§just one¡¨ game of
Chutes and Ladders.

2. Remind kids of when they can disturb you while you work.
¡§No, wanting a cookie is not an emergency.¡¨ ¡§Yes, you can tell
me if the cat is on fire.¡¨

3. Remind husband of when he can disturb you while you work.
¡§No, that¡¦s not an emergency either. Give me a back rub after
I¡¦m done working and we¡¦ll talk.¡¨

4. Chase cat out of home office.

5. Clean up dishes from around computer. Take to kitchen and
remind everyone they are supposed to eat in the kitchen, not
the office.

6. Get cat out of office chair and put outside.

7. Get toddler out of office chair and send to Daddy. Close
office door.

8. Hear toddler pounding on office door. Find teddy bear tucked
behind computer and give to toddler.

9. Start working.

10. Hear kids arguing in hall just outside your office door.
Remind them to be quiet for you. Try to get them to stop
telling you their side of the story. Send kids to husband for
mediation.

11. Take a deep breath. Get back to work.

12. Husband knocks on door to ask when dinner will be ready.
With great restraint, remind him that it¡¦s his night to cook.

13. Try to remember what you were doing. Start new project when
you can¡¦t figure it out.

14. Toddler comes in covered in paints. Older child follows,
saying he didn¡¦t either leave them out. Yell to husband to give
toddler a bath.

15. Find paint all over your paperwork. Do your best to clean
it.

16. Main phone line rings. Answer because husband is too busy
giving toddler a bath. Tell friend no you can¡¦t watch her kids
for her tomorrow. Remind her that you do WORK at home.

17. Answer call that beeps through on call waiting. Tell
mother-in-law no, you aren¡¦t interested in the outside the home
job she just heard about. Yes, you are earning enough working at
home. No, it isn¡¦t just a hobby. Explain you are working and
can¡¦t talk for long. Hear all the reasons she thinks you need
to find a different job.

18. Retreat back to office before kids realize you aren¡¦t in
there.

19. Get some work done fast while the getting is good.

20. Soaking wet toddler comes charging in and demands you help
dress her. Try to send to Daddy. Calm toddler¡¦s tantrum as she
insists she wants MOMMY to do it. Decide dressing her is faster
than trying to calm her down other ways. Send clothed toddler
back to Daddy.

21. Try to get settled back into working.

22. Hear smoke alarm go off. Dinner must be ready. Take a break
and get something to eat with the family.

23. Head back to work. Find out you missed the call you had
been expecting. Call them back.

24. Computer crashes. Wait for it to reboot.

25. Realize you hadn¡¦t saved the file you were working on.
Autosave didn¡¦t quite get it all. Try to remember what you had
been doing.

26. Realize your internet connection isn¡¦t working. Try to get
automated tech support to give you a real person.

27. Kids come thundering into the room for bedtime hugs and to
ask for a story. Take a break and enjoy.

28. Chase cat back out of office.

29. Find out cat walked all over your keyboard, deleting half
your file and inserting random text.

30. Toddler has to go potty and won¡¦t let Daddy help. Once
that¡¦s done, help toddler back to bed.

31. Peace and quiet at last. Get some work done before you fall
asleep.


About The Author: Stephanie Foster is a work at home mom with a
sense of humor about her lifestyle. For more work at home
information, you can visit
http://www.homewiththekids.com/wah.htm to learn about home
business, work at home jobs and more.

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#7 VoIP: A Wise Investment For Small Business
-----------------------------------------------------------
Date: Mon, 15 May 2006 20:13:21 +0800
From: "Michael Brito" <submis-@isnare.net>
Reply To: Virtual-C-@topica.com

Small businesses are always looking for ways to increase their
competitiveness by cutting costs, improving their value
proposition and requiring their staff to work more efficiently.


Today, in the telecommunications industry, a new technology
called VoIP - Voice over Internet Protocol (Internet-based
phone service) has emerged and is making all of the above and
more, possible for SMBs (small and medium-size businesses).

VoIP technology compresses voice (audio) data into packets that
can be transmitted over data networks and the public Internet,
and converted back into voice at the receiving end. This is the
basis for some of the significant cost savings as voice now
becomes just another form of data, allowing for integration
with web based applications and the development of new features
that would be impossible using traditional networks.

SMBs Demand Higher Functionality at a Lower Cost

Traditional telephone networks were designed solely to carry
low-fidelity audio signals with a high level of reliability.
Although these networks are very reliable for voice
communication, they are not well suited to service today¡¦s
explosive growth of digital communication applications, because
they: are expensive to build; must have the capacity from day
one to address potential growth, increasing initial costs and
creating an underutilized investment; transmit data at very low
rates and resolutions, making them poorly suited for delivering
high-fidelity audio, entertainment-quality video, or other rich
multimedia content; use dedicated circuits for each call, which
allot fixed bandwidth throughout the call¡¦s duration, whether
or not voice is actually being transmitted; cannot be leveraged
to provide new or differentiated services or functions, such as
video communication, that the network was not originally
designed to accommodate.

Advantages of VoIP Technology

VoIP uses packet-switched networks to carry non-real-time data
using much less bandwidth. The advantages of such networks are
flexibility, efficiency, and scalability.

Flexibility: networks can be built in a variety of
configurations to suit the number of users, client/server
application requirements, and desired bandwidth availability.

Efficiency: bandwidth is consumed only when needed; service
providers can converge their traditionally separate voice and
data networks, and carry voice, video, fax, and data traffic
over the same network; many terminals can share the same
connection to the network and as a result, significantly more
traffic can be transmitted over a packet-switched network than
over a circuit-switched telephony network.

Scalability: Extensions can be easily added to the network as
growth demands.

These advantages help create cost savings that can be passed on
to consumers in the form of lower telephone bills. Around the
world, more than 25 million SMBs could realize significant
benefits by employing VoIP as their phone service.

A Hosted PBX

A Hosted IP PBX system is built using a VoIP infastructure
specifically for small business. This system offers many
advantages to SMBs compared to traditional telcom offerings.
Businesses that opt for non-hosted VoIP phone systems, must
first invest in a scalable and very expensive platform; as well
as devote resources to set up, configure, and maintain them ¡X a
significant overhead cost.

In a hosted PBX service, configuration and maintenance are
handled by the service provider and included in the monthly
service price. In any price comparison, an SMB must look at all
these costs and consider the entire total cost of ownership
associated with on on-premise based system versus a hosted
solution.

In a hosted IP PBX environment, a subscriber uses their
broadband IP network for a small business phone system as well
as data service. Customer Premise Equipment (CPE) for VoIP
service requires only IP phones, or analog-to-digital
converters for analog phones. This dramatically reduces
start-up costs. Typically, all applications are also hosted,
eliminating multiple vendors and points of contact.

Hosted PBXs Reduce Costs from 50 to 90 Percent

With traditional business phone systems, each company must pay
for expensive equipment, phones, applications, installation,
and maintenance, as well as bring in trunk lines. On top of
this, a business will need to add in expensive monthly fees for
local and long distance calling, a maintenance contract and
annual upgrade costs.

Payback periods for a PBX phone system may never occur,
preventing smaller companies from considering a traditional
business phone system and forcing them to rely on basic,
multi-line service and phones, which can be really expensive.
Even after the upfront and quite substantial investment,
customers could hear a busy signal if traffic exceeds the
number of available lines.

For small businesses, the only alternative has been to use
regular, basic phone service, which requires that all users
must be in the same physical location, have a limited features
and pay a large up front cost.

Hosted PBX services nearly eliminate the upfront investment and
cover the local and long distance calling costs for a low
monthly fee, and include all the features.

For a monthly subscription fee, a business enjoys unlimited
long distance and local calls in the U.S. and Canada, and can
use all the advanced applications including auto-attendant,
ring groups, and extensions. These features would cost much
more if provided with traditional solutions. Also, since each
user can have two non-blocking lines, up to 20 calls can be
handled by a single extension, reducing busy signals and
customer abandon rates.

Hosted PBX Features

Unlimited Calling - using the Internet backbone for routing
calls to any number in the United States and Canada

E911 - automatically routes emergency calls, along with
computer-based "screen pops" of caller information, to dispatch
operators at local public service answering points (PSAPs) for
every extension based on location

Business Class Telephone with 99 name directory and 99 number
display for inbound outbound calls and one touch controls for
regularly used features such as voicemail, forward, DND, park,
conference, transfer and more. 7 speed dials, 100 name
directory, headset ports with separate connect control

Auto-Attendant - automated system that can replace the need for
a receptionist, 24 x 7 with multiple schedules and greetings,
transfers calls

Full Featured Conference Bridge ¡V audio conferencing system to
hold meetings involving participants at multiple sites

Business-class Voicemail ¡V up to eight prerecorded greeting
options, password protected, Voicemail to e-mail, one number
access allowing follow me search and many more productivity
features

Ring Groups ¡Vincoming calls routed to a group of phones
simultaneously

Music/Messaging On Hold ¡V replaces dead air with melodic music
or important information

Administrative Controls ¡V Web portal for all PBX,
auto-attendant, ring groups, and complete extension control.

Includes Extension Manager and Switchboard.

Call Park / Call Pick-Up ¡V gives receptionist flexibility to
park a call while paging the recipient

Do Not Disturb ¡V calls automatically forwarded to voicemail
Caller-ID and Call Waiting Caller-ID ¡V number of incoming call
appears on display; controls for single Call ID blocking
*67/*68 or block all Call ID also per Call Waiting Disable *70,
and perminant call waiting disable

Distinctive Ringing ¡V advises whether call is from inside or
outside the company


About The Author: Click here to learn more about Business VoIP:
http://www.packet8.net/about/virtual_office.asp Michael Brito is
an Internet Marketing Consultant for a variety of consumer goods
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