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credit card info important to know  Justina Toombs
 Feb 24, 2005 07:04 PST 

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    **CREDIT CARDS**

    ** SCENE 1**

    A friend went to the local gym and placed his belongings in

    the locker. After the workout and a shower, he came out,

    saw the locker open, and thought to himself, "Funny, I thought

    I locked the locker. Hmmmmm." He dressed and just flipped

    his wallet open to make sure that all was in order. Everything

    looked okay - all credit cards were in place.

    A few weeks later, his credit card bill came - a whooping bill

    of $14.000! He called the credit card company and started yelling

    at them, saying that he did not make the huge transactions listed.

    Customer care personnel verified that there was no mistake

    in the system, and asked if his card had been stolen.

    "No," he said, but then he took out his wallet, pulled out

    the credit card, and yep - you guessed it -   a switch had been made.

    An expired similar credit card from the same bank was in the wallet.

    A thief broke into his locker at the gym and switched cards.

    Verdict: The credit card issuer said that since he did not report   

    the card missing earlier, he would have to pay the amount owed

    to them. How much did he have to pay for items he did not buy?

    $9,000!   Why were there no calls made to verify the amount swiped?

    Small amounts rarely trigger a "warning bell" with some credit card

    companies. It just so happens that all the small amounts purchased

    added up to a big one!

    **SCENE 2**

    A man at a local restaurant paid for his meal with his credit card.

    The bill for the meal came, he signed it, and the waitress folded

    the receipt and passed the credit card along. Usually, he would

    just take the receipt and place it in his wallet or pocket. Funny
    enough,

    though, he actually took a look at the card and, lo and behold,

    it was the expired card of another person. He called the waitress

    and she looked perplexed. She took the card back, apologized,

    and hurried back to the counter under the watchful eye of the man.

    All the waitress did while walking back to the counter was wave

    the wrong expired card at the counter cashier, and the counter cashier

    immediately looked down and took out the real card. No exchange

    of words - nothing! The waitress took the right card and came back

    to the man with an apology.

    Verdict: Make sure the credit cards in your wallet are yours.

    Check the name on the card every time you sign for something and/or

    the card is taken away for even a short period of time. Many people

    just take back a credit card without even looking at it, thinking

    that it had to be theirs.

    FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING

    YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU

    AFTER A TRANSACTION!

    **SCENE 3**

    Yesterday, I went into a pizza restaurant to pick up an order

    that I had called in. I paid for it by using my personal Client Card
    which,

    of course, is linked directly to my checking account. The young man

    behind the counter took my card, swiped it, then laid it flat on the
    counter

    as he waited for the approval, which is pretty standard procedure.

    While he waited, he picked up his cell phone and started dialing.

    I noticed the phone, because it is the same model I have. Nothing

    seemed out of the ordinary.

    Then I heard a click that sounded like my phone sounds when

    I take a picture. He then gave me back my card, but kept the phone

    in his hand as if he was still pressing buttons. Meanwhile, I'm
    thinking:

    I wonder what he is taking a picture of, oblivious to what was really

    going on. It then dawned on me: the only thing there was my credit
    card,

    so now I began paying close attention to what he was doing.

    He set his phone on the counter, leaving it open. About five seconds
    later,

    I heard the chime that tells you that the picture had been saved.

    Now I'm standing there, struggling with the fact that this boy just
    took

    a picture of my credit card. Yes, he played it off well, and because

    had we not had the same kind of phone, I probably would never have
    known

    what happened Needless to say, I immediately canceled that card

    as I was walking out of the pizza parlor.

    All I am saying is, be aware of your surroundings at all times

    Whenever you are using your credit cards, take caution and don't be
    careless.

    Notice who is standing near you and what they are doing when you use

    your card. Be aware of cell phones, because many people have a camera

    phone these days. When you are in a restaurant and the waiter/waitress

    brings your card and receipt for you to sign, make sure you scratch

    the number off. Some restaurants are using only the last four digits,

    but a lot of them are still putting the whole credit card number on
    there.

    I have already been a victim of credit card fraud and, believe me,

    it is not fun. The truth is that they can get you even when you are
    careful,

    but don't make it easy for them.

    **FORWARD THESE SCHEMES TO AS MANY PEOPLE AS YOU CAN **

    **THINK OF.   LET'S GET THE WORD OUT!**

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<p class="MsoNormal"><strong><b><font color="black" face="Arial"
size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">CREDIT CARDS</span></font></b></strong><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><strong><b><font color="black" face="Arial"
size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"> SCENE 1</span></font></b></strong><font
color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"> </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">A friend
went to the local gym and placed his belongings in </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">the  locker.  After
the workout and a shower, he came out, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">saw the
locker open, and  thought to himself, "Funny, I thought </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">I locked
the locker.  Hmmmmm."  He dressed and just flipped </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">his wallet
open to make sure that all was in order.  Everything </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">looked okay
- all credit cards were in place. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">A few weeks
later, his credit card bill came - a whooping bill </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">of
$14.000!  He called the credit card company and started yelling </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">at them,
saying that he did not make the huge transactions listed. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Customer
care personnel verified that there was no mistake </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">in the
system, and asked if his card had been stolen. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">"No," he
said, but then he took out his wallet, pulled out </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">the credit
card, and yep - you guessed  it -   a switch had been made. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">An expired
similar credit card from the same bank was in the wallet. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">A thief
broke into his locker at the gym and switched cards. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Verdict: 
The credit card issuer said that since he did not report   </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">the card
missing earlier, he would have to pay the amount owed </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">to them.
How much did he have to pay for items he did not buy? </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">$9,000!  
Why were there no calls made to verify the amount swiped? </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Small
amounts rarely trigger a "warning bell" with some credit card </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">companies. 
It just so happens that all the small amounts purchased </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">added up to
a big one! </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><strong><b><font color="black" face="Arial"
size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">SCENE 2</span></font></b></strong><font
color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"> </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">A man at a
local restaurant paid for his meal with his credit card. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">The bill
for the meal came, he signed it, and the waitress folded </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">the receipt
and passed the credit card along.  Usually, he would </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">just
take the receipt and place it in his wallet or pocket. Funny enough, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">though, he
actually took a look at the card and, lo and behold, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">it was the
expired card of another person. He called the waitress </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">and she
looked perplexed.  She took the card back, apologized, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">and hurried
back to the counter under the watchful eye of the man. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">All the
waitress did while walking back to the counter was wave </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">the wrong
expired card at the counter cashier, and the counter cashier </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">immediately
looked down and took out  the real card. No exchange </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">of words -
nothing!  The waitress took the right card and came back </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">to the man
with an apology. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Verdict:
Make sure the credit cards in your wallet are yours. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Check the
name on the card every time you sign for something and/or </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">the card is
taken away for even a short period of time.  Many people  </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">just take
back a credit card without even looking at it, thinking </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">that 
it had to be theirs. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">FOR YOUR
OWN SAKE, DEVELOP THE HABIT OF CHECKING </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">YOUR CREDIT
CARD EACH TIME IT IS RETURNED TO YOU </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">AFTER A
TRANSACTION! </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><strong><b><font color="black" face="Arial"
size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">SCENE 3</span></font></b></strong><font
color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"> </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Yesterday,
I went into a pizza restaurant to pick up an order </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">that I had
called in. I paid for it by using my personal Client Card which, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">of course,
is linked directly to my checking account. The young man </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">behind the
counter took my card, swiped it, then laid it flat on the counter </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">as he
waited for the approval, which is pretty standard procedure. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">While he
waited, he picked up his cell phone and started dialing. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">I noticed
the phone, because it is the same model I have. Nothing </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">seemed out
of the ordinary. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Then I
heard a click that sounded like my phone sounds when </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">I take a
picture. He then gave me back my card, but kept the phone </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">in his hand
as if he was still pressing buttons. Meanwhile, I'm thinking: </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">I wonder
what he is taking a picture of, oblivious to what was really </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">going on. 
It then dawned on me:  the only thing there was my credit card, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">so now I
began paying close attention to what he was doing. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">He set his
phone on the counter, leaving it open. About five seconds later, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">I heard the
chime that tells you that the picture had been saved. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Now  I'm
standing there, struggling with the fact that this boy just took </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">a picture
of my credit card.  Yes, he played it off well, and because </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">had we not
had the same kind of phone, I probably would never have known </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">what
happened  Needless to say, I immediately canceled that card </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">as I was
walking out of the pizza parlor. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">All I am
saying is, be aware of your surroundings at all times </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Whenever
you are using your credit cards, take caution and don't be careless. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">Notice who
is standing near you and what they are doing when you use </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">your card. 
Be aware of cell phones, because many people have a camera </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">phone these
days. When you are in a restaurant and the waiter/waitress </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">brings
your card and receipt for you to sign, make sure you scratch </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">the number
off.  Some restaurants are using only the last four digits, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">but a lot
of them are still putting the whole credit card number on there. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">I have
already been a victim of credit card fraud and, believe me, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">it is not
fun. The truth is that they can get you even when you are careful, </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">but don't
make it easy for them. </span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><strong><b><font color="black" face="Arial"
size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">FORWARD
THESE SCHEMES TO AS MANY PEOPLE AS YOU CAN </span></font></b></strong><O:P></O:P></p>
</div>
<div>
<p class="MsoNormal"><strong><b><font color="black" face="Arial"
size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;">THINK OF.  
LET'S GET THE WORD OUT!</span></font></b></strong><font color="black"
face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"> </span></font><O:P></O:P></p>
</div>
</div>
<div>
<p class="MsoNormal"><font color="black" face="Arial" size="2"><span
style="font-size: 10pt; color: black; font-family: Arial;"></span></font><O:P></O:P></p>
</div>
</div>
</div>
</div>
</blockquote>
<p></p>
<p>
</p>
<hr>
<p></p>
No virus found in this incoming message.<br>
Checked by AVG Anti-Virus.<br>
Version: 7.0.300 / Virus Database: 266.4.0 - Release Date: 2/22/05<br>
<p>
</p>
<hr>
<p></p>
No virus found in this outgoing message.<br>
Checked by AVG Anti-Virus.<br>
Version: 7.0.300 / Virus Database: 266.4.0 - Release Date: 2/22/05<br>
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